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iGaming Cyprus
Cost guide

How much does a gaming licence cost in 2026?

The honest, all-in breakdown — company, licence, testing, banking and AML — plus a cost-by-jurisdiction comparison so you can budget before you commit.

Reviewed by Sergios Charalambous, Founder · Advocate, Cyprus & Athens Bar — corporate & tax lawLast updated: 20 June 2026

How much does a gaming licence cost?

There is no single number — the gaming licence alone ranges from roughly €17,800/yr (Anjouan) to around €47,450/yr (Curaçao) or €25,000/yr plus compliance contributions (Malta). The total cost to launch is the licence plus company formation, system testing, banking and AML setup. Below is the full breakdown and a cost-by-jurisdiction comparison.

The all-in cost breakdown

Indicative components of a year-one iGaming setup:

ComponentIndicative rangeTimeline
Cyprus company — setupfrom €749 + VAT~5–10 days
Cyprus company — annual running€2,000 – €9,000+Ongoing
Anjouan licence~€17,800 / yr4–8 weeks
Tobique licence~€43,000 – €60,000 yr 14–8 weeks
Curaçao licence (LOK/CGA)~€55,000 / yr (gov-side)~3–4 months
Malta licence (MGA)€25,000 / yr + contributions4–6 months
System / RNG testing~€20,000 – €40,0004–12 weeks
Banking / PSP & AML setupVaries (quote)Variable

Gaming licence cost by jurisdiction

The licence jurisdiction drives most of the cost and timeline. Indicative government-side figures for 2026:

JurisdictionIndicative costGaming taxTimeline
Malta (MGA)€5,000 application + €25,000/yr (B2C Type 1–3)5% on Malta-based player revenue only4–6 months · 10-year licence
Isle of Man (GSC)£5,250 application + £36,750/yr (full licence)GGY duty 1.5% → 0.5% → 0.1% (tapering)~10–12 weeks once complete (plan 4–6 months)
Gibraltar£10,000 application + £50k–£200k/yr (tiered, 2026 Act)0.15% on GGY, capped at £425,000/yrSeveral months · fit-and-proper heavy
Curaçao (LOK / CGA)~€4,592 application + ~€47,450/yr (B2C)0% GGR (E-Zone) · 2% corporate income tax on net~3–4 months (two ~8-week phases)
Kahnawake (KGC)USD 40,000 incl. year 1 + USD 20,000/yr renewal0% corporate / 0% gaming tax~6 months (incl. 6-month provisional permit)
Tobique (Canada FN)~€43k–€60k year 1 · ~€19,875/yr renewal0% GGR4–8 weeks from a complete application
Anjouan (Comoros)~€17,800 year 1 · ~€15,000 renewal0% GGR / 0% corporate tax (offshore income)4–8 weeks

Compare reputation and best-fit in the jurisdiction comparison, and read the dedicated Curaçao and Anjouan guides.

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Which gaming licence is cheapest — and fastest?

Anjouan is typically the cheapest and fastest — about €17,800 in year one, 0% gaming tax, and a 4–8 week timeline — at the cost of the weakest reputation and harder banking. Tobique is a low-tax mid-tier; Curaçao (post-reform) is the credible all-rounder; Malta, Isle of Man and Gibraltar are premium and bankable but cost more and take longer. The cheapest licence is rarely the cheapest outcome if it gets your payments rejected.

Costs operators forget

  • Banking & PSP setup: high-risk processing fees, rolling reserves (5–10%) and onboarding costs — see the banking & payments guide.
  • System / RNG testing: ~€20,000–€40,000 via GLI, eCOGRA or BMM where the licence requires it.
  • Ongoing compliance: AML officer, audits, renewals and reporting.
  • Cyprus company running costs: office, accounting, audit — modest, and offset by the ~3% IP Box rate.

Frequently asked questions

Indicatively, the gaming licence alone ranges from about €17,800/yr (Anjouan) to around €47,450/yr (Curaçao) or €25,000/yr plus compliance contributions (Malta). On top of the licence you pay company formation (a Cyprus company from €749 + VAT), system/RNG testing (~€20,000–€40,000), and banking/AML setup. All-in year-one cost varies widely by jurisdiction, product and scale.

Anjouan (Comoros) is typically the cheapest and fastest — roughly €17,800 in year one, 0% gaming tax, and a 4–8 week timeline. The trade-off is the weakest reputation and more friction with banks and payment processors.

The licence fee is what you pay the regulator to hold the licence; the gaming tax (or GGR duty) is a tax on revenue paid as you operate — for example 5% on Malta-player revenue, or 0% GGR in Curaçao’s E-Zone. A low-gaming-tax licence paired with a Cyprus company is what makes the overall structure efficient.

No — they are indicative for 2026 and exclude VAT and third-party / regulator fees. Final cost depends on the jurisdiction, your product and target markets. We provide a fixed, written quote after a free consultation.

Related guides

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