Which costs belong in separate categories?
Regulatory application and annual fees are different from professional fees. Capital requirements, bank guarantees and payment reserves can affect cash without being ordinary expenses. Gaming taxes and corporate taxes require their own calculations.
| Category | Examples |
|---|
| Official charges | Application, annual and activity-related charges |
| Professional preparation | Corporate, legal, accounting and application work |
| Technology | Platform, integration, testing and security |
| Operation | Staff, support, reporting and compliance |
| Restricted or committed cash | Capital, guarantees, reserves and player-fund arrangements |
What do current fee sources show?
Anjouan Gaming’s published schedule lists €17,828 for issuance and the same amount for annual renewal, plus a B2C additional-domain charge of €500. This corrects the previous site’s approximate €15,000 renewal claim.
Other regulators use different fee structures. The MGA has separate fixed and activity-related components; the UKGC publishes dated fee schedules, including changes from 1 October 2026. Curaçao’s portal publishes its LOK fee documents. Consult the exact current category before inserting an amount into a forecast.
For Malta B2C Types 1–3, the MGA lists a €5,000 application fee and a €25,000 annual licence fee. Compliance contributions and other applicable costs are additional; Type 4-only operations have a different annual fee. These are regulator charges, not a complete launch budget. Use the Malta application guide for product classification and the current official schedule for your category.
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How should a provider quote be reviewed?
Request an itemised quote naming the entity, licence, work included, exclusions, taxes and third-party charges. Clarify who pays official fees and what happens if the application is delayed or refused.
A quote should distinguish initial preparation from annual support. Ask whether compliance staff, testing, domain changes, reporting and renewal work are included. Two offers with the same headline price may fund very different scopes.
How do you model the first year?
Build a monthly cash-flow model from preparation through live operation. Include pre-revenue spending and the possibility that banking or technical readiness arrives later than expected.
For illustration, a business may pay its application and platform costs months before receiving revenue, while reserves reduce later settlement cash. A simple annual profit figure will not show that funding gap. Model the timing and identify which funding is committed.
What should a three-year comparison include?
Separate one-off costs, annual charges and costs that grow with revenue or activity. Date the assumptions and model a low-revenue case as well as the expected case.
Do not publish a precise three-year total by multiplying an unverified package price. The useful comparison shows which assumptions drive the result and which costs remain unquoted. Use the constrained-budget guide for affordability decisions and the jurisdiction guide for regulator selection.
An ABC News investigation published on 31 December 2025 quoted a former Comoros attorney-general who called Anjouan Licensing Services illegal. This is an attributed challenge to the proposed issuer's authority, not a court finding made here. Its own register is not independent verification. Examine the legal basis with independent counsel before treating Anjouan as a feasible option; the detailed Anjouan licence guide explains the fees and checks. Full Anjouan licence analysis.
Sources and scope
- Anjouan Gaming — published fees
- MGA — B2C fee categories
- UKGC — remote casino fee dates
- CGA — official document library
- ABC News — investigation of Anjouan Licensing Services
This guide was prepared with AI assistance using the linked sources. It provides general information and practical preparation suggestions, not a legal opinion for a particular business. No personal professional review is claimed.
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